Growing a small or mediumsized business is tricky and expensive, and design agencies are no exception. Whether it’s a move to bigger premises, hiring more staff or even a second office in another city, design businesses are just as likely as any enterprise to find themselves needing external funding. Knowing where to start when seeking [...]

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Babbage’s vision, in essence, was digital computing. Like today’s devices, such machines manipulate numbers (or digits) according to a set of instructions and produce a precise numerical result. Yet after Babbage’s failure, computation entered what English mathematician L. J. Comrie called the Dark Age of digital computing a period that lasted into World War II. [...]

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On regulation there have been some wacky ideas. Britain’s top financial policeman has endorsed a tax on transactions to cut the industry down to size, an idea that is Utopian and misguided. Similarly, the idea that regulators know the optimal size of the financial sector, or are good at running banks, is a fantasy. Trying [...]

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